Published by
Musika Development Initiative

Study to gain a broader understanding on various factors that affect the operations of agricultural SMEs in Zambia.

The assessment involved self-administered structured questionnaires being issued to representatives of SMEs from all parts of the country during the 2017 FISP agro dealer meeting in Lusaka.


  • Establish the different business models employed by agricultural SMEs
  • Validate the key traits of successful SMEs
  • Establish the challenges that SMEs face
  • Assess the revenue and available sources of credit to SMEs
  • Determine the use of digital payment services by SMEs
  • Assess the willingness of SMEs to pay for business consultancy services

MUSIKA stimulates private investment in the agricultural market. It focuses on the smallholder and emerging farmer sectors.