Published by
SEEP Network

This brief proposes the application of the market systems approach to support the development of a well-functioning system where Savings Groups (SGs) effectively reach all those who seek participation.

It argues that to reach significant numbers of poor people in a sustainable manner, it is necessary to develop a vision for the future where SGs are formed and operating without development agency assistance. This will require commitment from all stakeholders to support pilots, share results and learn how best to reach scale, sustainably. 

The paper begins with a summary of the SG sector today, followed by a brief description of, and the rationale for, a market systems approach. 

It then focuses on analysing the current SG system, describing the experience to date of development agency efforts, and providing an informed judgment of where and why the SG system is not performing to its full potential. 

It concludes with a call to action for SG stakeholders to agree on and to move toward a future vision for the sector.